There are not any charges payable for UBNI customers.

There are not any charges payable for UBNI customers.

Construction kinds

See ‘Property Kinds’.

Customer buy-to-let

Customer buy-to-let is a kind of regulated company introduced by the MCD to give improved defenses where buy-to-let customers aren’t acting for company purposes.

Our method of distinguishing these clients will be based upon how they see their buy-to-let task. We anticipate customer buy-to-let is only going to connect with clients remortgaging a buy-to-let home where their goal just isn’t to profit from home cost development or income that is rental.

We consist of this concern on our application: Will the property be let down for investment purposes?

By ‘investment’, we imply that you’re looking to gain from leasing income or house price growth that is future.

In the event that reply to this real question is ‘No’, the after message is presented: Your selection has suggested customer buy-to-let status. At the moment we usually do not provide this particular financing. The application will not progress in this case.

We usually do not provide customer buy-to-let mortgages.

Consumer buy-to-let will maybe not use to buy deals, clients with current buy-to-let properties or any properties with present or family occupancy that is future. We are going to continue steadily to use a consent-to-let for existing NatWest home loan clients seeking to allow a property out for a domestic home loan, so long as no lease has been compensated by a relative as this could be a regulated BTL.

We add a disclosure from the buy-to-let that is new and gives home loan pictures to create clients conscious that their loan is unregulated. We anticipate consumer interest in this kind of home loan to be low and can monitor the rising market to make sure we have been aligned to promote forces.


For PAYE contract workers, we require twelve months’s proof (as an example, two contracts that are six-month four three-month agreements) and a agreement in position for the least an additional three to half a year. Leggi tutto “There are not any charges payable for UBNI customers.”